Personal loans are being frequently practiced nowadays as alternatives to lending institutions that charge high interest rates. A Personal Loan does have its risks, so its important to work out the agreement details in writing. Putting the agreement in writing helps to sort out any conflict and complications that may arise later on in case of default or if the payment isn’t done on time.
Our Sample Agreements will help you write the details of a personal loan agreement. We have all the basic examples on how to write an agreement without having to consult a legal expert, which can be costly. These are available for modification according to your requirements and can easily be downloaded and printed in either Word Doc or PDF file.
Sample Personal Mortgage Loan Agreement
Standard Personal Loan Agreement
Simple Personal Loan Agreement
Personal Vehicle Loan Agreement Sample
Different loan agreements require different samples. Our Personal Loan Agreement samples come in a variety of formats that come with conditions like terms of repayment and additional interest charges for late payments. It’s important to note that when making a loan agreement, the following things should be considered:
- Parties to the agreement
The names of both lender and borrower should be indicated as proof of agreement.
- Amount borrowed
- Length of loan term and payment
It’s very important to indicate the loan terms and how long the payment has to be made with the corresponding interest rate agreed upon by both parties.
Our Sample Loan Agreements cover the basics in an easy layout so both lenders and borrowers will have a clear understanding of what both have agreed upon in the loan details. The conditions can also be modified to suit both the borrower and lender in whatever terms and conditions are acceptable for both parties.
We also have Personal Loan Repayment Agreement samples that specify the terms and conditions that have all possible avenues of interest covered. These conditions are put in writing like complete details of the loan agreement, repayment and interest charges.
ePersonal Loan Repayment Agreement Example
Personal Loan Agreement Format in Word
Employee Personal Loan Agreement in PDF
Free Bank Personal Loan Agreement
Personal Power Loan Agreement to Download
Printable Personal Loan Agreement
In some cases, Personal Loans are not just all about lending money from one individual to another. There are several instances when each loan takes on a different kind of agreement over something more than just cash transactions. Examples of these forms are
- Personal Vehicle Loan Agreement
This is essentially a borrowed vehicle agreement. In some countries, this scheme is called vehicle leasing. It’s different from car rentals in that car leases are usually long term. It takes into consideration the lease interest, vehicle depreciation and marketing value of the vehicle.
- Bank Personal Loan
Besides lending institutions, banks provide personal loans to any qualified applicant who usually needs a loan to buy a house or car. Bank personal loan documentations are quite long though and include definitions and interpretations of equated monthly installments, default interest rates and prepayment charges.
- Personal Power Loan
Used by banks mostly to determine your personal borrowing capacity and the amount of loan they need to release based on your paying capability.
While we offer the above form examples that can be used based on the type of personal loan needed, we also have Sample Consignment Agreements for transfer or sale of goods based on the terms of a consignment agreement. These are also available in Word Doc or PDF file and can easily be downloaded or printed.
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