Free Online Cash Flow Statement

How to Use the Free Cash Flow Statement?

Using our Free Online Cash Flow Statement tool is simple and efficient. Follow the steps below to create a complete and professional cash flow report for your business:

1. Enter Company Information

• Start by filling in your Company Name and the Statement Period (e.g., Q1 2025 or January–December 2024).

2. Choose Settings

• Use the dropdown on the right to set your Currency (USD, EUR, etc.).

• Select your preferred Cash Flow Type – Direct or Indirect – to match your accounting method.

3. Input Operating Activities

• Under Cash Flow from Operating Activities, fill in all inflows like:

  • Collections from Customers

  • Interest Received

  • Dividends Received

• Add all outflows such as:

  • Payments to Suppliers and Employees

  • Interest Paid

  • Income Taxes

4. Input Investing Activities

• In the Investing Activities section, enter:

  • Inflows: Proceeds from sale of assets or loan collections

  • Outflows: Asset acquisitions or loans made to other companies

5. Input Financing Activities

• Under Financing Activities, input:

  • Inflows: Funds from issuing shares or debt

  • Outflows: Repayment of notes, dividend payments, or treasury stock purchases

6. Review Totals Automatically

• The tool calculates totals for each section and auto-updates the Net Increase/Decrease in Cash and Ending Cash Balance.

7. Export, Save, or Print

• Once done, you can Preview, Print, Download as PDF, or Export as Excel with just one click.

Methods to Create a Cash Flow Statement?

There are two primary methods used to prepare a cash flow statement. Both provide insights into a company’s liquidity but differ in how operating activities are presented:

1. Direct Method

The Direct Method lists all major operating cash receipts and payments. It shows the actual inflows and outflows from core operations such as:

• Cash received from customers

• Cash paid to suppliers and employees

• Interest and tax payments

This method gives a clearer picture of where cash is coming from and how it’s being used, making it easier to understand day-to-day business performance.

2. Indirect Method

The Indirect Method starts with net income from the income statement and adjusts it for:

• Non-cash items (like depreciation)

• Changes in working capital (such as inventory and receivables)

It focuses on reconciling net income with net cash from operating activities. This method is more commonly used because it links the income statement to the cash flow statement, making it easier to prepare using standard accounting records.

Features of Cash Flow Statement Generator?

• Easy-to-use and clean interface

• Supports both Direct and Indirect Cash Flow methods

• Automatically calculates totals and net cash flow

• Allows you to select different currency formats

• Real-time preview of the final cash flow statement

• Download as PDF, Excel, or print instantly

• No sign-up or login required

• Works on desktop, tablet, and mobile devices

Elements of a Cash Flow Statement

A standard cash flow statement is divided into three main sections, each showing how cash moves in and out of a business during a specific period:

1. Cash Flow from Operating Activities

This section shows the cash generated or used in core business operations. It includes:

• Cash received from customers

• Payments to suppliers and employees

• Interest paid or received

• Income taxes paid

2. Cash Flow from Investing Activities

This part reflects cash used for or generated from investment-related activities, such as:

• Purchase or sale of assets (machinery, equipment, property)

• Loans made to or collected from other entities

• Investment in securities

3. Cash Flow from Financing Activities

This section outlines cash flow related to funding the business, including:

• Proceeds from issuing shares or debt

• Repayment of loans or notes

• Dividends paid to shareholders

• Purchase of treasury stock

4. Net Increase/Decrease in Cash

After calculating totals from all three activities, the net result shows how much cash increased or decreased during the reporting period.

5. Opening and Closing Cash Balances

The statement starts with the cash at the beginning of the period and ends with the cash at the end of the period, showing the company’s liquidity position.

Cash Flow Statement Generator FAQs